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Loans for Tenants, Homeowners or Living with Parents

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Fast Finance from £100 to £200,000 - Free to Apply!
Apply Here for Payday & Installment Loans and Debt Help
 

Important- The Legal Bit!


We encourage all visitors of the site to read this to fully understand the Payday loan process:-

Duration of the Payday loan:-

  • Borrow £80 for 28 days and you repay £100. Interest rate of 25% with £20 payable. Representative APR of 2957.3%. This is an average APR based on a panel of 40 payday lenders. Your final APR will depend on the lender that accepts you.
  • Implications of Non/Late payment/Credit Score
  • Payday advances should be used for short-term borrowing needs only, where you are able to payback the loan within 30 days or on your next pay day. We work with numerous lenders all of which have their own practices and distinct loan agreement terms and conditions. However, the consequences of non-payment can include:
  • 1. Making it more difficult for you to obtain credit in the future or having to pay default charges to the lender.
  • 2. Paying more for your credit by extending the term of the loan and therefore the period for which you pay interest.
  • 3. Reports being made to a credit reference agency.

    So be sure to read carefully the terms outlined by the lender you have been matched with. If you are likely to miss or have any problems making a payment you should contact the lender directly to discuss your options. If you fail to resolve with the lender then your account may be placed with a collections agency or sold to a third party collections company.


Disclosure of Renewal

  • As a broker we are not involved with the decision to renew your loan. We work with numerous lenders all of whom have their own specific renewal policies. We encourage you to read the loan agreement terms and conditions specified by the lender we match you with carefully. Should you have any questions or if you need to renew your loan, please kindly contact the lender you are matched with directly.
    More information can be found on the FAQ's and Responsible Lending pages.


Compliance with Regulations

  • Quick & Friendly Loans Limited is a licensed credit brokerage business authorised by the OFT under the Consumer Credit Act 1974, which effects introductions between borrowers and lenders as well as other brokers, for the purposes of entering into loan agreements. The operator of this website is not an agent or representative of consumers or any lender and does not endorse the services offered by specific lenders.


Collection Practices

  • Lenders understand that peoples' circumstances can change. If this is the case, you must let your lender know as soon as possible and they will do their best to come to some arrangement with you. The most important thing to note is: Don't borrow money you don't think you can pay back. Some of our lenders may use collection agencies and you should discuss this directly with the lender concerned.

No Fuss


We can help you get the finance you need as soon as possible, without fuss or complicated forms to fill in.

The Process

Within a few moments of applying online, we will send your application to Companies that we think can assist you.